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Americans Home Equity is at a Record High

  • Oct 20, 2021
  • P.R.Mortgage
With the housing market on fire, home prices have steadily risen for the past several years. The result has been an enormous amount of home equity for American homeowners. In fact, according to mortgage data firm Black Knight in the second quarter of 2021
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How to Get Past First-Time Home Buyer Anxiety

  • Oct 13, 2021
  • P.R.Mortgage
Buying a home is a major financial purchase. In fact, it is often the largest investment many people will make over the course of their lives. So, no pressure, right? The fact that it is a weighty decision with real consequences can cause a lot of anxiety
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4 Other Ways to Save Without Refinancing

  • Oct 6, 2021
  • P.R.Mortgage
Mortgage interest rates are at historic lows and homeowners can take advantage of great savings by refinancing into those lower rates. But what if you’ve already refinanced and you still need to save money on housing costs?
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Who Will I Work with in the Home Buying Process?

  • Sep 29, 2021
  • P.R.Mortgage
When it comes to buying a home, you already know you’ll be dealing with home sellers and your real estate agent. However, there are many more people or parties involved in the full process. Here’s a rundown of the people you will likely work with when you buy a property.
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Fannie Now Accepts Timely Rent Payments as Credit Background

  • Sep 22, 2021
  • P.R.Mortgage
In an effort to bring more racial equality to the mortgage market, the Federal Housing Finance Agency (FHFA) announced recently that on-time rental payments may be used by government entities as part of the mortgage underwriting process.
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What is an eClosing?

  • Sep 15, 2021
  • P.R.Mortgage
Even before the COVID-19 pandemic, in the quest for convenience, everything in our world was trending more towards “virtual” services. The coronavirus quarantining of the past year and a half has only increased the need for such online avenues
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